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AI software for IFAs and financial planners

AI tools for financial advisers in the UK

ifatools.ai is a suite of six AI apps built inside a UK financial planning firm. Each one takes a specific, time-consuming job off an adviser's desk, from compliance file checking to annual reviews, while the adviser keeps the judgement and signs the advice.

Book a demoSee the six tools
From £49 per adviser / month£299 for all six appsCancel monthly
Six jobs, six apps

Six jobs AI can take off an adviser's desk.

Each app does one job properly and is licensed on its own, so a firm can start with the work that hurts most and add the rest later.

AI file checking software for financial advisersScrutineerReads every document in the folder, including the scanned ones, and scores the file on two axes with every finding tied to the rule it engages.Review one compliance file: half a day by hand, minutes with Scrutineer.£99per adviser / month AI call monitoring and adviser coachingAscltoCounts what actually happened in the room, reads the audio for tone, and turns it into a coaching plan a supervisor can use on Monday.Review one client meeting: 1 hr by hand, minutes with Asclto.£59per adviser / month Training and competence software built on real meetingsFreeboardMarks an adviser against a dated, versioned standard, with every judgement quoted back from the client's own words.Assess one adviser competency: 90 mins by hand, minutes with Freeboard.£49per adviser / month A cash savings advice tool for financial advisersReckonerRanks a universe of FSCS-protected products against the client's own priorities, with every rate checked against the live market as the report is built.Evidence one savings recommendation: 3 hrs by hand, 20 mins with Reckoner.£69per adviser / month AI annual review software for financial advisersStrataPulls every figure out of the platform valuations, separates real growth from money paid in, and writes the review as a finished client document.Write one annual review: 3 hrs by hand, 20 mins with Strata.£89per adviser / month AI client documents from your meeting recordingsCarbonTurns the recorded conversation into the paperwork, in your firm's voice and your firm's branding, ready to send.Draft one client document: 2 hrs by hand, 15 mins with Carbon.£69per adviser / month
Built for regulated advice

AI that stands up in a regulated advice firm.

Want the longer argument? Read why AI, and why now.

1

Evidence you can check

Findings quote the file and name the FCA rule they engage. Scores are made against versioned, dated standards, so you can always say which one applied.

2

The adviser stays responsible

None of the apps gives advice. They read, count, compare and draft, flag judgement-based sections for a person, and the adviser signs everything that goes to a client.

3

Your data, your account

Each app runs signed in to your firm's own Claude account, under your agreement with Anthropic. Commercial accounts are not used to train models.

The time it gives back

A week back for every adviser, every month.

The jobBy handWith the appBack each month
Write one annual review
Strata		3 hrs20 mins12.5 hrs
Draft one client document
Carbon		2 hrs15 mins7 hrs
Review one compliance file
Scrutineer		half a dayminutes10.5 hrs
Review one client meeting
Asclto		1 hrminutes6 hrs
Evidence one savings recommendation
Reckoner		3 hrs20 mins2.5 hrs
Assess one adviser competency
Freeboard		90 minsminutes1.25 hrs
A typical adviser month40 hrs

Volumes assumed per adviser per month: five annual reviews, four client documents, three file reviews, six meetings reviewed, one savings recommendation, one competency assessment. Work out the value for your firm.

Questions

Questions about AI for financial advisers.

Can financial advisers in the UK use AI?
Yes. The FCA describes itself as technology-agnostic, principles-based and outcomes-focused, so the usual rules apply: the firm stays responsible for its advice and for everything sent to a client. That is why the ifatools.ai apps do the mechanical work (reading, counting, comparing and drafting) and flag judgement-based sections for the adviser, who signs everything that goes to a client.
Does AI give financial advice?
No. The apps do the mechanical work and hand the result to a professional. Judgement-based sections are clearly flagged for the adviser, and the adviser signs everything that goes to a client.
Where does client data go when advisers use these AI tools?
Each app runs signed in to your firm's own Claude account, so processing happens under your agreement with Anthropic. Commercial accounts are not used to train models, and the apps work on your existing file structure, so there's no separate document store to maintain.
What does an advice firm need to run the apps?
A Claude account for the firm, and, for the meeting-based apps (Asclto, Freeboard and Carbon), a Fireflies account for recordings and transcripts. Scrutineer and Strata work straight off the folders and platform PDFs you already have.
Will AI replace paraplanners or compliance staff?
No. The apps take on the reading, counting, comparing and drafting, so paraplanners, compliance managers and advisers can spend their time on judgement and clients. Paraplanners and admin staff use the apps free on a firm's licence.
How much do AI tools for financial advisers cost?
Each ifatools.ai app is licensed per adviser per month, from £49. The full suite of six apps is £299 per adviser per month instead of £434 bought separately. Billing is monthly, you can cancel any time, and prices exclude VAT.
Is ifatools.ai suitable for IFAs and smaller advice firms?
Yes. Every app is licensed on its own, per adviser, so a firm can start with the one job that hurts most, usually Scrutineer or Strata, and add more later. Networks and firms with ten or more advisers can talk to us about volume terms.

See what AI can take off your firm's desk.

Every app from £49 per adviser per month. The full suite for £299 instead of £434. No long contracts.

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